Life Insurance

In line with inflation, providing a lump sum to replace lost income in the event of losing a breadwinner; or to pay for the cost of childcare if a primary carer is lost.

 
Fact Find
Goals
Aspirations
Income
Assets
Liabilities
Commitments
Dependents
Investment experience
Existing arrangements
Research
Risk Profile
Tax position
Market choice
Costs
Suitability
Summarise
Recommend
Implement
Review
Assess market position
Monitor fund performance
Review progress towards objectives
Check safety net
Use available tax allowances